New Rates just dropped — from 5.99% APR

Borrow smart.
Live bigger.

Compare pre-qualified loan offers from top-tier lenders in 90 seconds. No credit hit. No paperwork. Funds in your account as fast as tomorrow.

256-bit encryption
4.9/5 · 14K reviews
Soft credit pull only
2,847 approved today
Pre-qualified
You could get
$25,000
5.99%
APR from
60 mo
Term
$483
/month
Continue application
No credit ding

Five loans. One click each.

Every offer below is from a top-rated lending partner. Pick the one that matches your needs — checking your rate takes 90 seconds and won't touch your credit score.

Best Rate

FlexFund Personal

Best all-around rates + terms.

$1,000 – $50,000
APR from
5.99%
Term
12–84 mo
Approval
Same day
Funding
24 hrs
  • Fixed rates — no surprises
  • No prepayment penalty
Get My Rate

QuickCash Express

Small-amount, urgent needs.

$100 – $1,000
Approval
Instant
Funding
Same day
Check Rate
Save Big

Debt Consolidator

Combine card debt. One payment.

$5K – $40K
APR from
6.99%
Avg. Savings
$5,200
Check Savings

Bad Credit Helper

Approvals from 500 FICO.

$500 – $10K
See If I Qualify

Home Improvement

Renovate now. Pay over time.

$5K – $100K
Get Started

Not sure which fits?

Answer 3 quick questions and we'll match you to the best offer.

Take 30-sec quiz

From apply to funded in 3 steps.

No paperwork mountains. No branch visits. Just three quick steps.

STEP 01

Fill a short form

A few basic questions about you and how much you need. Takes ~90 seconds.

STEP 02

Compare real offers

See pre-qualified rates from our lending partners side-by-side. Soft credit pull only.

STEP 03

Get funded fast

Accept your favorite offer. Funds hit your bank account as soon as the next business day.

Built for real people.
Not the fine print.

/ 01

No credit hit

Checking your rate uses a soft pull. Your FICO stays untouched.

/ 02

Funds in 24 hours

Most approvals get money in the bank by the next business day.

/ 03

Zero hidden fees

Fixed rates. No prepayment penalty. What you see is what you pay.

/ 04

Real human support

7 days a week. Call, text, or chat. We actually pick up.

Got questions? We've got you.

Will checking my rate hurt my credit score?

No. We use a soft credit inquiry to show you pre-qualified offers — zero impact on your FICO. A hard pull only happens if you decide to formally accept a specific loan offer.

How much can I actually borrow?

Loan amounts range from $100 up to $100,000 depending on the offer type, your credit profile, income, and other factors. Most personal loan applicants qualify for between $1,000 and $50,000.

How fast can I get the money?

Once you're approved and accept an offer, funds typically arrive in your bank account within 1 business day. Some lenders offer same-day funding when applications complete before their cutoff time.

What if I have bad credit?

We partner with lenders that serve borrowers across the full credit spectrum, including those with scores as low as 500. Our Bad Credit Helper offer is designed specifically for rebuilding credit over time.

Is there any cost to check my offers?

financematchnow is 100% free to use. We're compensated by our lending partners when you accept an offer — never by you. There are no application fees, no hidden charges.

How is my personal information protected?

We use bank-level 256-bit SSL encryption for all data in transit and at rest. Your information is only shared with lenders you explicitly choose to apply with. We never sell your data.

Ready when you are.

Check your pre-qualified offers in 90 seconds. Free, secure, and no impact to your credit score.

Show Me My Offers